Moot Police Provide ways on Preventing bankcard Fraud

Police provide tips on ways to prevent falling victim to bank card fraud and theft.

Moot police have urged residents to be vigilant when withdrawing money from ATMs following a surge in bankcard fraud and theft in the area.

“Bankcard fraud normally takes place at ATMs when people want to withdraw funds or do related transactions,” said Moot police spokesperson Warrant Officer Duane Lightfoot.

Lightfoot said several people had fallen victim to crime at the hands of criminals targeting people using ATMs.

Police Spokesperson, Warrant Officer Duane Lightfoot

“A typical method that the criminals use to scam unsuspecting victims is to approach them, either alone or in pairs to offer ‘help’.”
Then the unsuspecting victim’s card would be exchanged or stolen, “Money is then withdrawn from their account or fraudulent payments made via the internet.”

In light of the recent surge in bank card fraud and theft, the Moot police are urging residents to stay vigilant and take precautionary measures when withdrawing money from ATMs. Warrant Officer Duane Lightfoot, the spokesperson for the Moot police, has provided valuable tips to help prevent falling victim to bank card fraud and theft.

Tips to Protect Yourself Against Bankcard Fraud

1. Choose secure ATMs: Whenever possible, opt for ATMs that are guarded by security personnel, particularly those located inside shopping centers. These ATMs are generally safer and less susceptible to criminal activities.
2. Decline assistance from strangers: Be cautious of individuals, either alone or in pairs, who approach you at ATMs offering unsolicited help. Such criminals often use this ploy to deceive unsuspecting victims. Instead, seek assistance from a trusted bank official if needed.
3. Double-check your card: Before putting your card back into your wallet or purse, ensure that it is indeed yours. This simple step helps prevent accidental card swaps or theft.
4. Senior citizens should be accompanied: Senior citizens are advised to be accompanied by a trustworthy young adult, such as a child, relative, or neighbor, when conducting transactions at ATMs. This additional support minimizes the risk of them being targeted by criminals.
5. Keep your bank’s call center number accessible: It is crucial to have your bank’s call center number readily available. In the event you suspect fraudulent activity or fall victim to a scam, contact the call center immediately to block your card. Prompt action can help mitigate potential losses.
6. Notify your bank promptly: If you become aware of any fraudulent activity on your bankcard, inform your bank immediately. Reporting the incident promptly allows the bank to take appropriate measures to safeguard your account and investigate the fraud.
7. Verify bank officials’ identity: If contacted by a bank official, take precautions before divulging any personal information. Verify their identity by independently contacting the bank through their official landline. Never disclose sensitive details such as account numbers, ID numbers, or cell numbers, as the bank should already have this information on record.
8. Safeguard your PIN: Never share your Personal Identification Number (PIN) with anyone. Your bank will never request your PIN from you, so it’s essential to keep it confidential and known only to you.
9. Be cautious with online shopping: Exercise caution when using your bankcards for online purchases. Online platforms can be fertile ground for scammers. Ensure you only make transactions on reputable and secure websites to reduce the risk of fraud.
10. Report suspected scams promptly: If you suspect that you have been scammed, contact the fraud division of your bank as soon as possible. Prompt reporting helps initiate investigations and increases the chances of recovering any losses.

By following these tips, you can enhance your protection against bankcard fraud and theft. Stay alert, exercise caution, and maintain open communication with your bank to ensure the security of your financial transactions.

Source: _Rekord

Rewritten: ShowMe Pretoria