Medical insurance for your baby
Medical insurance should be on the cards when you’re expecting a baby. Put proper planning in place for all those little accidents and illnesses that can affect your newborn or toddler.
Without proper planning for little accidents and illnesses that naturally affect newborns and toddlers, you could be hard pressed to meet mounting medical costs without a helping hand.
Get covered before birth
Medical aid cover for little ones are a precautionary measure to take which should kick in long before the expected birth date. Pregnant mothers require a variety of medical support such as diagnostic tests, prenatal visits and treatments for pregnancy-related ailments. The medical scheme should include treatment for morning sickness, lower back pain and pregnancy-related high blood pressure. The cover should also include routine gynaecologist and obstetrician consultations. The cost of prenatal tests and the birth in hospital, can be financially crippling. Investing in medical insurance will lessen the burden of fees.
Possible cost of complications
It’s quite unfortunate, but not all babies are born in perfect health and not all births are easy. Complications at birth are common and there’s a chance that it can arise. There’s a possibility that during the time of birth you may require an emergency caesarean. You may even face a situation where your newborn may have a condition that requires surgery which may require a prolonged stay in the neonatal ICU. In case you’re not financially sorted, you’ll at least know that whatever happens, your baby is protected financially by private health care.
How to cover your newborn
Individuals who are registered by a medical aid scheme will receive immediate healthcare cover for their newborns. As soon as you find out you’re pregnant, immediately report the pregnancy to your medical aid provider. Don’t neglect to register your baby on your medical insurance so that he or she may be entitled to any healthcare benefits the medical aid provides. Your baby is important to you, take precautionary measures to ensure they receive the best medical cover.